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  Written Communication     8. C.    
BCC Regular Meeting   
Meeting Date: 06/21/2018  
Issue:    Written Communication Concerning 1412 North Green Street
From: Tonya Gant
Department: Neighborhood & Human Svcs  
CAO Approval:

RECOMMENDATION:
May 22, 2018, communication from Tina R. Welch requesting Lien relief for the State Housing Initiatives Partnership (SHIP) Program Lien for property located at 1412 North Green Street.
BACKGROUND:
On November 20, 2009 Ruth Welch-Carter received housing repair assistance under the SHIP program for $15,000, which was filed as a five year lien against the property (Exhibit I). The lien terms specific that if "the property is sold, ownership is transferred to another party or parties, or the property is converted to rental occupancy during the five (5) year period, I do hereby agree that I or my heir(s) will repay to the Escambia/Pensacola State Housing Initiatives Partnership (SHIP) Program Trust fund, the undrepreciated portion of the total lien amount cited above."

In 2011, during the five year lien period, Mrs. Welch-Carter added one daughter's name on the deed to the property and removed the other due to one daughter going through a bankruptcy (Exhibit II). Her name was on the deed the entire duration of the five year lien period. Ms. Welch-Carter maintained homestead exemption and resided in the property until her death in October 2014, one month before the lien would have expired.

Her daughter, Tina Welch, submitted a written communication (Exhibit III)  requesting that the Board consider that the lien be released at this time due to the circumstances surrounding the transfer and considering that Mrs. Welch-Carter resided in the property and met all other program requirements during the five year lien period.
BUDGETARY IMPACT:
A release of lien will not have any budgetary impact on the SHIP Program. If the lien is required to be paid off, then the payoff amount is $10,769.47 (Exhibit IV), which is dated from the time the lien was executed to the deed transfer, with would be repaid to the SHIP Program.
LEGAL CONSIDERATIONS/SIGN-OFF:
Not applicable to this recommendation.
PERSONNEL:
Not applicable to this recommendation.
POLICY/REQUIREMENT FOR BOARD ACTION:
Any variance from SHIP lien/mortgage policy must be reviewed and approved by the Board.
IMPLEMENTATION/COORDINATION:
If lien relief is granted, Neighborhood Enterprise Division will record a Cancellation of Lien to be filed in the public records. If lien relief is not granted, then no further action will be taken.

Attachments
Ex I-Welch-Carter SHIP Lien
Ex II-Welch Deed Transfer
Ex III-Welch Written Communication
Ex IV-Lien Payoff Memo

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